I'm just curious as to where people stand on this issue. Let's say that there was a theoretical lending firm that could make one payment to have no interest payments ever with that lending firm. Ever. Not for a couple of years or anything like that.

Now let's say that it would cost $100,000. Would you pay that much for it? Or on the flipside, how much would you pay for a service like this? I want to know your opinion on this, so even if you wouldn't want a service like this, you can say that as well. Thank you in advance for those who respond.

Ok let me see if I am getting this right, you pay 100,000 to this company and you will never have any interest on you home loan.

I don't understand how this works, so do you add the extra 100,000 to the cost of the house? If so how does this save you money? The interest rate doesn't even amount to the 100,000 in it's total, so you are in fact losing money and paying more for your home loan.

If that is the case then No Thank you, my interest rates are lower than most so I don't think I would ever need a service like the one you are talking about.

No, I'm talking about signing up with the firm, and paying $100,000 up front to never pay interest on any loans with that firm ever, whether it be for a house, for a car, a pool, a computer, or whatever it is, no matter how many loans you make, nor how much you loan. You'd still have to make regular monthly payments like any other firm, and still have a line of credit. Just no interest on those loans, so that you don't end up paying, for example, $220,000 after 15 years for a $100,000 loan.

That's what I meant by that, but even if you, the reader, would like a service like this, but couldn't afford to pay $100,000 for this, how much would you pay for this? Or on the flip side, if you'd be willing to pay more, how much would you pay? Thank you.